The good news is that new fintech providers are emerging to fill this void by specializing in high risk merchant accounts and payment gateways. In this post, we’ll explore an innovative option offered by HighRiskShop.COM that enables instant approval along with instant payouts in the form of stablecoins USDT (Tether) or USDC to your cryptocurrency wallet.

HighRiskShop.COM is a website specialized in offering payment solutions for high risk businesses allowing any website to accept payments with credit/debit card (including Visa, Mastercard, American Express, Discover and Maestro) – Apple Pay – Google Pay – Stripe – PayPal - SEPA or ACH local bank transfer. There are two main approaches offered:

1. Instant approval payment gateway and high risk merchant account through fiat to crypto on-ramp technologies allowing any website to accept credit card (Visa or Mastercard) payments instantly and get instant payouts to USDT or USDC (NO rolling reserve).
2. Payment redirect cloaking that allows using already approved website as a hosted checkout for your high risk business redirecting your users from your high risk site to make the payment through your low risk approved site without affecting user experience.

Any kind of high risk business can use HighRiskShop.COM solutions including but not limited to eCommerce, peptides, IPTV, replicas, nutraceuticals, alcohol, subscriptions, dental services, instant approval processes, in-store transactions, timeshare arrangements, European Union (EU) merchant accounts, high-volume operations, high-risk ventures, auctions, Kratom sales, E-Cig / E-Liquid products, MLM (Multi-Level Marketing) endeavors, restaurant services, wholesale transactions, United Kingdoms (UK) merchant accounts, high-ticket items, CBD & Hemp sales, opportunities for those with bad credit, services tailored for churches, gaming enterprises, MOTO (Mail Order/Telephone Order) accounts, salons, marketing agencies, alternative solutions like The Best Stripe Alternative, offerings in info products, mobile services, SaaS (Software as a Service) solutions, collection agencies, firearms / 2A (Second Amendment) transactions, support for small businesses, tech support ventures, furniture companies, financial publishing merchant accounts, travel companies, adult industries, cannabis-related ventures, credit repair services, healthcare transactions, property management endeavors, telemedicine services, and jewelry

Instant Approval and Instant Payouts High Risk Payment Gateway

The high risk payment gateway plugin discussed here integrates directly with WooCommerce websites to enable accepting payments from customers worldwide. It utilizes cutting-edge solutions from providers like MoonPay, Sardine.ai and Banxa to facilitate the payment processing and payouts.

As soon as a customer completes a payment through debit/credit card, Apple Pay, Google Pay or bank transfer, you receive the funds directly to your TRC20 USDT or ERC20 USDC cryptocurrency wallet. This creates a powerful system for high risk ecommerce stores to sell products and services online with:

• Instant approval merchant account you only need USDT or USDC wallet address to start accepting payments.
• Ability to accept all major payment credit or debit cards including Visa, Mastercard, American Express and Discover.
• Zero chargebacks or fraud liability
• Instant payouts in stablecoin cryptocurrencies USDT or USDC.

Let’s explore some of the key capabilities of this high risk payment gateway and why it’s an appealing choice for many online businesses today.

Instant Approval with Minimal KYB

A major pain point for most high risk merchants is dealing with long, drawn-out approval processes for payment gateways and merchant accounts. It’s not uncommon to wait days or weeks while submitting piles of paperwork to banks and processors.

The high risk payment gateway plugins offered by HighRiskShop.COM resolves these issues by leveraging fintech infrastructure for instant approvals. For example, the MoonPay integration only requires creating a free developer account which supports immediate signup.

Sardine.ai no KYC verification or paperwork you just need a USDC wallet address to start. And Banxa no business registration needed at all you just need your USDT TRC20 TRON wallet address to start accepting payments effective immediately.

So you can gain an instant approval high risk merchant account in minutes rather than days or weeks. This enables fast integration to start transacting immediately after installing the payment plugin.

Zero Chargebacks and Fraud Liability

Chargebacks have long been the nightmare of high risk ecommerce businesses, especially those selling digital goods and services. Under legacy banking systems, customers can force potentially costly refunds and chargebacks weeks or months after a transaction. Too much chargebacks may even get the payment processor to shut down your merchant account.

But the integrated financial fiat to crypto on-ramp from MoonPay, Sardine and Banxa offer guaranteed zero chargeback transactions. All payments are final the moment a customer completes the checkout process using their credit card.

This eliminates concerns over forced refund demands down the road. You gain complete ownership over all funds the instant they clear from the customer's payment method.

Additionally, MoonPay and partners handle all fraud reviews and payment verification. You have no liability or risk exposure if a transaction turns out to be fraudulent or gets reversed. This creates a robust, risk-free system to transact confidently. This allows any merchant to accept Visa and Mastercard payments with ZERO chargebacks.

Instant Payouts to Your Crypto Wallet (NO Rolling Reserve)

Legacy banks and merchant processors notoriously delay payouts by days, weeks or even months. They float your hard-earned money in lengthy review processes without access to your funds.

But the high risk payment gateway sends instant payouts directly to your preferred cryptocurrency wallet the moment a transaction clears. You can specify a USDT TRC20 wallet address to get payouts in Tether or a USDC ERC20 wallet to receive USD Coin.

As soon as customers complete purchases, you gain access to funds in your wallet usually within seconds or minutes at most. This enables immediate liquidity to scale up advertising, invest in more inventory, hire new staff and otherwise grow your high risk ecommerce business.

Simplified WooCommerce Integration

Setting up traditional payment systems on WooCommerce sites often proves overly complex for average users. You generally need advanced technical skills in fields like API integrations.

But the high risk payment gateway plugins offered by HighRiskShop.COM delivers simplified deployment. As a native WooCommerce add-on, it seamlessly connects with your existing store plugin and theme. You can install it in a few clicks just like any other extension.

From there, you simply configure your cryptocurrency wallet address and preferred payment provider options directly in the WordPress dashboard admin settings. Toggle additional parameters as needed for optimal performance. You will get paid from your customers instantly to your USDT wallet!

Ability to Process Payments from Customers Worldwide

Expanding into global markets represents a major milestone for ecommerce businesses to drive growth at scale. Yet many payment gateways restrict conducting transactions outside your home country.

The high risk payment gateway plugin lifts these limitations through extensive support for cross-border payments. You can accept debit/credit cards, bank transfers and other popular methods from most countries worldwide.

This empowers your WooCommerce store to process payments from virtually any customer around the world. No longer are you geographically limited based on your financial infrastructure.

Accept All Credit and Debit Cards Instantly!

In addition to global payment coverage, the high risk payment gateway supports all major online payment modes used by consumers today. This includes:

• Debit and credit cards (Visa, Mastercard, American Express, Discover and Maestro)
• Mobile wallet apps (Apple Pay, Google Pay)
• SEPA and ACH bank transfers
• Local payment methods per country

Such expansive payment support ensures customers can checkout with their preferred option. No one gets constrained to specific facilities like cards which alienates users in key demographics.

Instead, you create a frictionless, omni-channel purchasing experience catering to all customers and instilling higher conversion confidence.

5% Flat Rate Transaction Fee

Traditional credit card processing routinely gouges merchants with a maze of fees like:

• Interchange rates
• Authorization charges
• PCI compliance
• Monthly minimums
• Account management fees
• Chargeback fees
• And more

But the high risk payment gateway plugin provided by HighRiskShop.COM offers simplified 5% flat rate pricing per transaction as the lone cost. This single bundled fee replaces the dozens of line items and complexity of legacy processors.

Better yet, you control whether these fees apply to customers or not during checkout. This grants flexibility to absorb costs or pass them through via cover charges depending on your margins and competitive landscape.

Highly Customizable and Configurable

While the high risk payment gateway delivers immense value out the box, it also touts high customization potential. You retain full control over parameters and options directly in your WordPress dashboard.

For example, the plugin allows selecting which financial settlement provider to use as the payment method. You can choose between MoonPay, Sardine.ai or Banxa based on your business model, risk appetite and payout token preference.

Additionally, the plugin enables deciding who covers transaction fees - you the merchant or customers. Toggle other advanced logic as relevant to your operational needs for optimal performance.

Why High Risk Merchants Need Payment Solutions Like This

Let’s shift gears and explore why innovative fintech solutions like HighRiskShop.COM payment gateway plugin meet critical needs for today's ecommerce sector.

Businesses across dozens of industries - from nutraceuticals and subscriptions to eCig products and online gambling - classify as high risk. They drive billions in consumer spending yet struggle to access reliable financial services.

Some key reasons why high risk online merchants need these modern payment capabilities include:

1. Banks Avoid High Risk Sectors

Traditional banks and processors view high risk businesses as threats due to fears around:

• Excessive chargebacks
• Fraud potential
• Regulatory scrutiny
• Reputational risks

This leads to blanket denials for perfectly legitimate ecommerce stores selling goods that happen to carry risk.

2. Lengthy Approval Requirements

The few banks that do work with high risk merchants mandate extremely lengthy approval processes of 6-8 weeks.

They require supplying piles of paperwork covering your business model, products, expected volume, owners’ personal details and more.

Such burdensome processes severely hamper scaling up and adapting to market changes.

3. Rolling Reserves and Fund Holds

Even after securing a merchant account, traditional banks employ tactics like holding rolling reserves or funds.

For example, they may withhold 20% of transaction volume in reserves for 6+ months to hedge risks. This cuts severely into cash flow.

4. Limited Payment Method Support

High risk sectors depend greatly on alternative payment modes like bank transfers or mobile wallet apps.

But legacy merchant solutions offer very narrow payment method support - primarily Visa and Mastercard.

5. Minimal Internationalization

Breaking into cross-border ecommerce opens up vast new opportunities for growth.

Yet traditional merchant accounts constrain businesses from accepting global payments beyond home markets.

The Bottom Line

In closing, this high risk payment gateway plugin offered by HighRiskShop.COM solves multiple obstacles facing online merchants. Providing instant approvals, no chargeback liability, instant payouts and more.

Leveraging such fintech infrastructure unlocks game-changing abilities to monetize products securely amid turbulent markets.

So don't let outdated financial processes bottleneck your ecommerce operations. Deploy modern payment capabilities instead to unlock new horizons today.